Code: 2.2.1 · Adults
Understands why it is important to actively manage money in addition to monitoring income and expenses
Aware that family, community and socio-cultural values and customs can influence the way in which people manage their money
Compares actual expenses against budgeted amounts and makes adjustments to the budget or to expenses where necessary
Seeks ways of adjusting income or expenditure as necessary, taking into account occasional expenses such as gifts, donations or holidays.
Confident to make independent decisions about income and expenditure
Confident to set personal priorities in terms of essential and discretionary expenditure
Accepts the responsibility of managing individual and possibly household finances
Comfortable discussing planning and managing finances with significant others
Confident to act on behalf of others to manage their financial affairs if given the legal responsibility to do so