Basics of investing

What you can do at this level

• Kresiliencedaily-lifelarge-majority

  Knows the difference between saving and investing, and between debt and equity

• Kdaily-lifelarge-majority

  Aware that some forms of investment are more liquid than others

• Kdaily-lifelarge-majority

  Knows that the value of an investment may increase or decrease

• Kdaily-lifelarge-majority

  Knows that different types of fees and charges (one-time and ongoing, direct and indirect) can have a substantial impact on the performance of an investment

• Kresiliencedaily-lifelarge-majority

  Understands how changes in inflation, interest rates and/or exchange rates may impact on longer-term plans

• Kdaily-lifelarge-majority

  Understands the difference between potential (unrealised) and realised losses or gains

• Kdaily-lifelarge-majority

  Aware of the additional risks of making uninformed investment decisions

• Kdaily-lifelarge-majority

  Understands basic investing concepts such as time-value of money, risk tolerance, investment horizon, and investment objectives

What you can do at this level

• Sdaily-lifelarge-majority

  Can calculate the proportionate increase or decrease of the value of an investment

What you can do at this level

• Adaily-lifelarge-majority

  Confident to consider whether specific goals can be met by investing

• Adaily-lifelarge-majority

  Confident not to invest if one does not understand the financial product or service