Code: 2.7.6 · Adults
Understands the relevance of trying to pay more than the minimum balance on flexible credit commitments
Makes timely repayments on all credit commitments (unless personal circumstances deteriorate)
Repays the maximum possible (taking into account budget constraints) on short term credit or rotating commitments
Considers the overall financial benefit of repaying credit early and takes an informed decision about doing so when funds allow
Confident to manage credit commitments